Increasingly popular gold investment because most easily realized by some people as the future financial planning. However, make no mistake, gold is meant here is not jewelry like rings, necklaces, earrings, or bracelets. You need to change this perception. If your parents tend to recommend buying gold jewelry as a “savings”, give the sense that if the aim is to invest, then the precious metal gold is a more appropriate choice for you.
If you want to invest, you need to consider the growth in value. Increase the value of jewelry and precious metals have differences. In this case, of course rise in precious metals is much higher than gold jewelry. Before making a decision in investing in gold, it helps you understand the plus and minus of gold jewelry and precious metals investment following:
Plus of gold jewelry
* It has aesthetic value, this value which is the main cause of the jewelry and especially favored by women.
* Accessible, now almost in any place found gold store.
* Flexible, because it is easily portable and easily transferable.
* Not too much trouble to keep, because it can be used daily.
Minus of gold jewelry
* The increase in value that could not cover inflation.
Plus Of Precious MetalsĀ
* The increase in value could exceed inflation.
* There is a standard of value, because it has a certificate and the production number and production date.
Minus of precious metals
* Hard to get, because not all stores sell gold.
* If the number has a lot to be a bit inconvenient to keep it.
Gold Investments offers an excellent way for investors to store wealth during difficult economic times. Gold metal is much more stable than other forms of investment. Currently, gold prices surged after investor concerns center on the economy of the United States. Demand for gold continues to rise because investors are more confident to hold gold rather than cash.
Here are tips on investing in gold
1. Gold bullion
Investors who invest in gold would choose gold bullion. Gold bullion is considered valid if its purity reached 22-24 carats. Gold bullion consists of various sizes, ranging from 25 grams, 50 grams, 100 grams, and 1 kilogram. Gold in this form is suitable for facilities investment. Wherever whenever we want to sell, its value is still adhering to international standards.
2. Gold deposits
You may not want to store the physical gold in the house because of the risk of theft. For this reason, gold can be stored in safety box at a bank or another.
3. Mutual fund gold
Gold mutual funds are another way to invest in this precious metal. You need not actually holding physical gold, but you can take the benefits.
Consult with financial advisors mutual fund providers. Mutual funds may provide stability of gold in your investment, but physical gold is much more stable.
4. Shares of gold mining
Investors who want to invest in gold without having the physical metals can also choose this type. You can buy shares in gold mining companies. Investors expect stock prices rise because of gold mining companies gold prices rose. However, these two events are not always congruent.
5. Gold ETF
Exchange Traded Fund (ETF) are mutual funds traded on stock exchanges. You can do this transaction with gold-based mutual funds. Unfortunately ETF investment in Indonesia is not going well.
6. Gold futures
Gold futures is another way of investing in gold without having physical gold. Buying and selling gold-term contract with a specific need. The price is also stated in the contract. If the gold price on the date the contract is higher than the gold price when the contract is made, then the investor will make a profit. However, if the price is lower, the investor will lose money.
Investing in gold futures may be a risky investment, because investors have to predict the movement of gold prices in the future.
7. Jewelry and gold coins
Gold coins, especially the rare, highly valued in the investment. It’s not just because the value of gold but also because of the scarcity value. Meanwhile, gold jewelry is a common way of investing in this metal. Gold jewelry to choose from as well as investment and lifestyle.
Unfortunately, very little advantage of this investment. Because when you buy jewelry, money that you pay is made up for the price of gold, the cost of manufacture, design, and brand. Meanwhile, when sold, you only get the value of gold alone.
Parents are often advised to invest our treasure in the form of “gold”. That said, gold has never exchange rate has fallen dramatically. It could certainly be safer and more profitable than save money in the form of savings which are always cut administrative expenses. Does this mean we should withdraw all our savings and bought gold jewelry bejibun?
However, please note that the gold in question is in the form of Precious Metals. and not in the form of jewelry. Gold bars available in various sizes ranging from 5 grams, 10 grams, 25 grams, 50 grams, and 100 grams. There’s even a 1 kg.
He did not advised to invest in gold jewelry such as bracelets, rings, earrings, or pendant. Why? Since you will be burdened with the cost of manufacture, and when you sell back these fees are not considered (or omitted). So you will lose money in the cost of manufacture.
If you want to wear gold jewelry as well as investing, it is enough you have 2 sets of jewelry that you can spend on a daily and moment of the party. The rest you’d better invest in Precious Metals. Precious Metals to maintain the value of your money because it almost always beat the inflation rate. Congratulations farming in precious metals!