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Archive for November, 2010

Observing the actual employment contract one way to prepare ourselves upon receipt of work in a company. Unfortunately, many employees did not read the contract agreement with a good and thorough. This situation is certainly the potential to cause problems later on.

Why employment contracts so important? When we do not know what we sign, any problems will arise. Employment contract is a document or written agreement between the company and employees.

This document contains the rights and obligations of each party and regarded as evidence of ties between employees and companies. Not only concerning the protection of the rights of employees, labor contract also demonstrates the obligation that we must give to the company.

Read the contract Carefully
Then, how should deal with the employment contract?

1. Before signing, read the contract carefully, chapter by chapter, sentence by sentence. Once you’ve scrawled signature, the opportunity to correct the letter is gone.

2. Make sure your rights and responsibilities written in detail. In addition to job descriptions, also on points of salary, leave, and resignation procedures agreed with the company at the earliest. If the employment contract letter was not mentioned everything clearly, you certainly can not demand anything for any future changes.

3. Normally contracts are made in two copies or more and signed by both parties. You will receive one file. This document should be kept properly as it is written proof that you can use at any time.

A study says that women aged 35-54 years experiencing financial problems due to global economic crisis. Inability to pay debts or go bankrupt to be the main cause. Especially for women who contribute to family finances, or even become head of the family.

Divorce
Financial problems at the ripe age of women affected by divorce.
Researchers from the firm say, five years pascaperceraian, women’s earnings fell 9 percent, while revenue rose 25 percent male.

Difficult to get a decent job
Mature age female financial problems also influenced the type of work. Women of this age generally have school-age children. Working mothers tend to seek more flexible work time, but with a higher salary scale as the previous job.

The economic recession led to layoffs is also difficult for women to find a dream job. Finally, for the sake of earning revenue, they are forced to accept jobs with low wages and minimal skills.

Generally, women are forced to take jobs in the field clerks, catering, cleaning, maintenance, and cashier. This type of employment, including low-paid category. Another option for women to higher income is to do business. However, this method is judged to have high financial risk.

In addition to a number of causes of the financial crisis the woman, the inability to pay debts or bankruptcy in the top position. Women must work harder to meet their daily needs, and pay off debt from the income of diminishing in number. This is what happens to women working in America during the crisis.

Do not put a stamp supervisor favoritism when your career is often overtaken the new kid. Sometimes, the things we make for granted precisely that we can not campaign.

Here are 14 career inhibiting factors that must be signed in black list:
1. Late meeting
Every now and then arrive at the meeting can still be understandable, but if it is its frequency and become a habit, do not reflect the attitude of respect for superiors, even the company.
Tip: Enable alarm 2 hours before leaving for work or start a meeting.

2. Working perfunctory
Although the boss had never complained of the work you created, do not like first, just in case you are judged mediocre. Assessment standards can make you not ogled at all.
Tip: Ask your supervisor assessment of your work performance.

3. Procrastinate
The phrase “I’ll always, still plenty of time” was not only the potential to make the work piling up, but can make you be underestimating the job.
Tip: Do not until you look overwhelmed, let alone to be late to collect it.

4. Forget, forget and always forget …
Forgotten no longer a reason, but it is considered a negligence that could hurt the company.
Tip: Use the agenda book or to do list in the phone’s pet.

5. “Single player”
Want to always stand out can make a fellow can not bear to work with you. In fact, the togetherness the team also included in the assessment of performance.
Tips: Be assured, you still need others to achieve success, although the form of support.

6. “Childish”
Go out for lunch or left weeping after the boss criticized the work, should not be done because it gives the impression you’re not ready to work.
Tip: Show that you are independent and professional.

7. Arrogant
Easily carried away with praise and too busy showing off can make you forget to maintain the achievements, in addition to giving other parties the opportunity to “pass”.
Tip: Show off sometimes necessary, but do not forget to maintain performance, yes.

8. Not a priority
The main task is often disrupted due to complete the task side. Be careful, working odd jobs such as these indicate poor management of labor.
Tip: Make a list of job turnaround, then complete one by one.

9. Focus divided
The work should be completed within one hour, could be a “stretch” all day because of online continues. If your performance in this position has been slow, especially if the rise of office? Upss ….
Tips: Offline for a while when you’re working. Online was during recess.

10. Rejecting criticism
Looking for excuses not the proper way to respond to criticism from superiors. It gives the impression that you do not want to blame and find scapegoats.
Tip: Accept criticism positively. If not appropriate, discuss fine.

11. Conflict
Cold War with colleagues instead expand the list of enemies that block your path. Moreover, to make trouble with the boss, pupuslah hope to ride position.
Tip: Keep a good relationship with everyone in the office. No need to be taken care if there is a greeting or unpleasant attitudes from colleagues.

12. Less mingle
Having a good performance will never be enough. The problem is, sometimes opportunities come from people who had never previously suspected.
Tip: Sprinkle your charm. Do not hesitate to say hello brother “one stop” even though from different divisions.

13. “Miss hate?”
Likes to complain about work or to speak ill of your boss could lose credibility. The reason is, it shows if you are less able to control emotions and unable to maintain the good name of the company.
Tip: Not all things can dicurhatkan, there are things that should be kept alone, including a dislike to your boss.

14. Less confident giving ideas
The idea is a form of existence. If only stored in the liver, you will only be considered passive and did not play any part.
Tip: uttered a good idea when you are given the opportunity. Do not just say, “Yes, agree!”

The financial crisis never abate? Perhaps the choice of how to overcome old patterns still apply. Switch immediately to a new pattern that has been widely applied in recent years, especially since the recession, to rejuvenate your financial condition.

Old pattern: Setting up a reserve fund worth three months of expenditures.
New Pattern: Setting up a reserve fund of six months worth of expenditures.
The reason: the macroeconomic conditions in one country affect the pattern of one’s finances. If the recession hit, you should prepare for more liquid funds. Because the macro financial crisis cause unpleasant effects, such as a high chance of layoffs, or limited credit limit.

Old pattern: Negotiate with your credit card company to get low interest rates.
New Pattern: Conversely, do not ever deal with credit card companies as the recession hit.
The reason: When you pick up the phone to contact them with the intention of asking the ease interest rates low, what happens is the opposite. Credit card companies take advantage of this opportunity to re-evaluate your debt and raise rates or reduce the limit.

Old pattern: Choosing an investment mix for the long term.
New Pattern: Monitor investment portfolio once a year.
The reason: The market is vulnerable during a recession will cause you to reevaluate your investment allocation routine every year.

At the office, we often have visitors from out of town companies or abroad. Whether it’s guests from the supporting unit of our company, or business partner who is exploring the possibility to continue a long term cooperation.

It is important to you as a host to make the guests are motivated to cooperate with your company. The more motivated and inspired by your client to work with you, they tend to remain loyal to your company. This loyalty not only to ensure that they are still going to do business with you, but also supports the delivery of your message effectively to other companies, to encourage business in the future without you having to bother creating, or marketing cost is too great.

One way to make the client always motivated is to entertain them. Common method used is to entertain their dining specialties your city, visiting places hangout, or play golf or tennis to your boss.

However, actually there are no rules regarding types of activities that can be done for a client or business relationship. There are many other ways that you can use to entertain or amuse them. Below are a few:

Act “chef” to “private dining” at home boss

Ever watch the show Take Home Chef Curtis Stone who explores, a special chef who came to cook a special meal for someone who had met at the supermarket or in stores?

You can ask the chef for preparing dishes from the country of origin of your guests and local cuisine, into a new fusion cuisine. Chefs usually also has a specialty of historical knowledge about a country so that you and your guests will be getting to know each other.

Sending drinks and “snacks”

Entertain relations not only be done when the relationship visit your office, or just for company leaders. You also can send a snack for the entire staff, such as coffee and donuts or pizza for a snack in the afternoon.

Watching sporting events

If the corporate guests visiting your town for several days or several weeks, and while it is underway a national championship or international level sport, you can invite him to watch together. Sure, you have to make sure he liked the kind of spectacle sport. Or, ask him to do sports together, like biking or learn belly dancing. The point is, physical activity that made him excited. Ties that occur during physical activity can also be very strong.

Create a charity concert

Invite a client to attend a charity event supported by your company. Dinner to raise funds usually provide a quality time bonding opportunity.

Recommend to the famous business owners

You can turn on the meal-eating by introducing your guests to the owner of a restaurant or coffee shop you’re visiting. Or, present a well-known MC who admired for guiding the banquet.

This question seems easy, but often times we are actually disadvantaged because they do not care about the use of credit cards or debit cards. Or at least, unable to enjoy the facilities offered to the maximum.

For example, some people use credit cards exclusively to pay expenses. They consider this method more secure. Through some banks, they can collect cash back or points incentive. However, this strategy requires precision and intelligence in using it so that the debt can be repaid in full or in full at the end of the month. If not, your debt will only grow.

If you use a debit card, you can only shop according to the remaining balance on your account. In fact, you should leave a few dollars after deducting the balance of the purchase. If the balance is not sufficient, you can not shop. This means you can only shop according to ability.

So you can take advantage of the facilities offered as much as possible and avoid the costs that you do not need, consider when you should use a debit card and when to use a credit card.

Use a debit card when:

Buying something that is not expensive or can be consumed
You run out of milk for children and a few other household necessities. Instead of wasting time, you stop by the mini home from the office. However, you’re not carrying cash. Well, use your debit card since some mini usually apply a minimum purchase value is not so high. Do not use credit cards for purchases that are not too much or for goods that are consumed because you will pay more when you are late paying.

Need cash fast
If you suddenly need cash, use your debit card.

Use a credit card when:

Online Shopping
Either buy an airplane ticket or shopping at Amazon.com, you will be asked to pay via credit card. This is reasonable because credit cards offer greater protection in case of fraud (fraud or embezzlement).

Buying something expensive
Some credit cards offer extra warranty protection over the manufacturing of the products you buy. In addition, several bank credit card providers are often also works with merchants for promotional programs, such as buying fitness equipment with a special price. There is also an additional incentive program or reward accumulation that can be exchanged with certain gifts.

Proving credit history
You need to prove credit history when you start using credit cards and stop using it. Do this by buying an item with a credit card, and paid at the end of the month, or by paying the minimum payment. If records are good, you have the opportunity to increase credit card limit or qualify to use the Platinum card from another bank.

Which companies are not vying for seed gifted with a high competence? The more open awareness of the human as capital or the most important asset, has encouraged firms are increasingly willing to invest the funds that did little to training, listening to employee input through surveys, also turn the brain to think of ways to improve employees’ happiness.

But in reality, there are still a lot of discontent arises that management does not see the strong “bite”  in organizational capacity. Human issues, of course be the whole range of public relations, be it top management, line management, supervisors and individual teams themselves. In this situation, HR or Human Capital division, of course, can not work with the usual ways, but need extra rack my brain and find a breakthrough, to give support and provide the best solution for all users and stakeholders. When the last two years no new breakthrough in human capital programs and strategies, is certainly a sign of danger! Do not forget, innovation is not just the output of research and development division, but also a real need to look at the area of human capital. Without a breakthrough and transformation in the field of human capital, of course it is hard to expect the company could be a “champion” in the face of local competition, national, regional, let alone global.

Individual vs. collective skills skills
An example is the merger a few banks, with a distinctive culture that was taken from each bank, forcing the new Bank made a breakthrough in the management of the company’s human. In a time not too long, banks can work together. Not only the financial performance is satisfactory, the shot they were able to provide the best service, beat banks which fragrant first name in the field of service.

What caused this bank can perform special? Apparently, the belief that a positive corporate culture can reduce the number of NPL (non-performing loans), making the company put forward the socialization of values other than technical talent. As a result the company can really achieve the magic of performance and even sometimes under-estimated its own employees. It’s certainly one of the real evidence, that the transformation in the areas of human capital values encourage creation.

High competence of each individual is important. However, we see that this capability has not guaranteed the company will double. Strong organization capable of innovating, changing, changing direction, and adjust to market conditions and customer demands. When we witness the existence of barriers to seniority, breakdown of knowledge transfer from senior to junior, bureaucracy or reluctant to communicate in an organization, can be said that the functional competence of individuals not yet engaged socially and had no effect on the overall organization.

It’s a sign of collective skills need to be lit for the existing talent can serve not only technically but also socially. Again, the role division within an organization’s human capital is needed. HR professionals must be sharp and sensitive thinking about how individuals and their work were mated to produce something more. Without this effort, the organization consists only of a pile of individual competence without forming personality and uniqueness of the organization.

Multidimensional challenge
Which is more crucial work on: improving the competence or the stabilization of individual commitment to the organization? Many companies plan the development of organizational capabilities by designing a leadership training. They hope the training can conjure individual becomes competent leader who can quickly move, guide the organization and achieve expected results. It is not wrong, but not sufficient. As long as we do not encourage the creation of a creative work environment and provide a challenge, competence alone is not going to generate productivity. We certainly realize that individual commitment is not measured in the movements or activities, but rather on the perfection of his work. Develop capabilities can only do we do when we treat human beings complete with hope, meaning, learning, and the relationships.

Multidimensional challenges of managing human capital, ranging from competence, commitment, culture, creativity, and working environment is, of course we encourage all to take action. As a party that is usually the most success-failure highlighted the increasing capabilities of individuals and organizations, the division would need to strengthen human capital benchmarks to be able to formulate concrete steps in the transformation.

Business card companies are often considered trivial. Since it is considered trivial, most people carelessly made. They think that making business cards only as a means for people to contact us. Term is the reference documentation.

While this business card you can make as a marketing tool, a means of advertising your business. With business cards, you can make a person who received it to remember you, then make it be motivated to want to do business with you. Business cards can convey messages about what you now do with the obvious. In summary, business cards can affect consumer purchasing decisions.

So how do you get business cards that could make it a powerful marketing tool.

1. Include your full name, title, company, address, telephone number, phone number, email, fax or website.
But you should remember, do not you all must be specified. Because if you put all automated letters that you use will be small.
2. Write a brief sentence that could describe your business plus bid.

3. Choose the attractive colors, the effect is quite large.
Business cards in the colors black and white only will not seem interesting. But you also have to pay attention to the core of the purpose of business cards, namely the information you submit can be read properly. As the less bright colors on black paper or a pale color on paper anything very difficult to read. Also, select colors to suit your business.

4. Use your business logo.
Logo can make your business card is different from the others. If you do not have, immediately made. You can use the services of graphic designers. No need complicated and certainly not expensive. The important thing it looks if your business logo.

5. Create a business card design is sensational compared to other cards.
Could with a larger size, thicker or higher. So if there are people who collect business cards, business cards you will be more prominent than others.

6. Use the back of your business card.
The back of business cards you can be the solution to existing problems on the first point above. So if the front of the fullness of your business cards, you can use the back with a note, the information you show a nature to additional information.

So now it’s time you look back on your business card. Does your business card is already representing the above criteria or not. If it’s not, immediately change your card design.

If the marketing experts say, place or business location is one important element in 4P. Now I will share with you how can you can choose the place in 4P was right.

1. The first step, once you have found the location of his business, write the address completely so that you do not forget if tomorrow to check out the location of the business.
2. After that, record the name, address, telephone no broker, contact person or whatever else can you call immediately.
3. Ask how much it costs per square meter or ask how the cost of its location, whether you want to rent or want to buy.
4. Find out the history of the location of the business. For example, if you will hire a swimming fish, ask for past 3 years if the flow of the river never runs dry.
5. Note that you aim at a business location was a target or target market your business. Suppose you open a copy of the target student services, find a place of business near the campus or business location that many boarding house.
6. Observe the traffic pattern for your business prospects. If you make it easier for prospective customers, it means that you aim at a business location has a plus.
7. Note also the location of the parking lot of business that you aim at earlier. Lots of consumers who do not want to come to your place of business just because your parking lot is narrow and less comfortable. Especially if its shop to open a store or restaurant business. The parking lot is not a trivial matter. This one is often the subject of consumer decision whether to come or come to your location or not ..
8. Ask the business location of the crime rate to a person who meets the criteria as a giver of information. It’s important for you to examine. If you already have a secure business location, build good relations with surrounding communities. Once you have the wrong vote, you could be missing because of case theft and even robbery.
9. Choose a place of business service quality is generally much, ie close to the office or police station, close to the fire department, easy to access to hospitals and so forth.
10. Prepare notes on the route to your business locations for your convenience any time if you want to visit more places of business of your choice.
11. Find out how the state of the shops in the vicinity of the location of your business and how the local business climate. Was busy, medium, slow or even very prospective.
12. Ask your local government regulations determining how the region.
13. Whatever form of business premises which would you choose, check the completeness of its utilities, such as water, telephone, electricity and so forth.
14. Make sure that the business location you choose near or at least easy to obtain raw materials or supplies for your business.
15. Besides the availability of raw materials, also choose a business location easy availability of manpower. Try to not bring in employees from areas that are too far away. Unless it can not be avoided.
16. Note also the availability of housing for employees. Could with a ready occupied housing that is for sale, or just contracted.
17. Write down how much local tax rates, state and income at the business location, then consult with your tax consultant. Ask what they are opinions and suggestions for you.
18. Immediate evaluation of your business location in relation to the competition. Because once you are wrong to take this step, you can millstones in the competition.
19. Lastly, find at least 10 business locations that match your criteria. Then choose 2 places of business that you make the best for guidance before deciding to take one of the most appropriate business locations.